There isn't any social security left for us, 401 K's are a thing of the past and your probably as broke as the next Joe The Plumber. It's time you paid off your debt before all your money is turned into Amero's anyway. I froze mine a bit ago, made sure I can't see the numbers on the front so I can't just hop online and plug the numbers in if I want to buy some shoes or something. If you do unfreeze it you'll have a lot of time to think about if you REALLY need whatever youre unfreezing it for. Chances are as long as you just remove the card from your wallet, you will spend MUCH LESS on it. Good Luck!!
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